Federal Tax Credit

My First Texas Home
Mortgage loans at 30-year, fixed interest rates and down payment and/or closing cost assistance.
Visit the My First Texas Home Program page »

Texas Mortgage Credit Certificate Program
Tax credits up to $2,000 per year based on the annual interest paid on a mortgage loan. Visit the Texas Mortgage Credit Certificate Program page »

Program Highlights
- Homebuyers may combine TDHCA programs for maximum benefit!
- TDHCA’s programs are available statewide.
- The first time homebuyer requirement is waived for veterans.
- Households who have not owned a home in the previous three years may qualify.
- A homebuyer education course is required.

What Mortgage Types Do I Qualify For?

Your Credit and Income

Other Details