10 Things Your Clients Should Know Before Moving To a Newly Built Home

Getting clients into a newly built home can be thrilling, but there are things you, and they, need to know ahead of time to help them have the best experience possible. Read More



How To Find The Right Mortgage: Recognizing The Qualities of a Good Lender

No matter what kind of mortgage you decide on, you should shop around to get one on the best terms at the lowest cost. We know comparison shopping isn’t everyone’s cup of tea, but here, failure to compare terms can mean real money out of your pocket. For instance, a quick-and-dirty search for current mortgage rates online produced interest rates that varied from 3.875 percent to 4.625 percent, a difference of 0.75 percent. For a $165,000 mortgage with good credit and 20 percent down, the .75 percent difference adds up to $25,920 over the life of the loan. Read More



Adjustable Rate Mortgages: Pros and Cons

Given the uncertainty built into them, one might wonder why anyone would opt for an adjustable-rate mortgage over a fixed-rate one. But there are reasons why home buyers prefer them, some good, some not so good. Both stem from the chief advantage adjustable-rate mortgages offer. Read More

 



Fixes For Common Mortgage Problems: Insufficient Income

If you've followed the advice we've given in previous Buyers Guide installments and gotten your finances in shape, you should have no problem getting the mortgage you need for the home of your dreams. But there's always the possibility you may have overlooked something. Or maybe you haven't gotten everything in order but decided to go for that mortgage anyway, only to have your lender turn you down. Read More


Picking The Right Mortgage. What's a Mortgage Anyway?


Now that we’ve guided you through getting your finances and your credit score in order, it’s time to guide you through actually getting a mortgage. Read More

 



The Building Blocks Of Your FICO Score: How They Fit Together

As we noted in our last post, information from several streams on your credit report goes into calculating your FICO credit score. Before we explain each of them in detail, this post explains how the puzzle pieces are put together to generate that almost-all-important number. Why "almost"? We'll explain in a bit. Read More



8 Steps To Buying a Home

Step 1: Decide to Buy
The decision to purchase your first home is one of the biggest and best choices you could ever make. After all, a home is the largest - and most emotional - investment most people will face in their lifetime. So, how do you know if it's the right time for you to buy? Read More


7 Mistakes To Avoid When Buying in Today's Market

When buying a home, you should want to pay as little as you need to for as much as you want. A professional Realtor can help you get the best deal. Whatever you do, don't make the mistakes listed below. Read More

 



3 Things A Buyer Can Negotiate

You can negotiate your way to a better deal on the home of your dreams. Let an experienced and knowledgeable Realtor be your ally as you negotiate. Read More